EVALUASI KREDIT USAHA PETERNAKAN SAPI POTONG PADA KELOMPOK TANI TERNAK

Abstract

Abstract The purpose of the study is to analyze the variety of factors in developing business credit program for beef cattle businessmen in accessing the loan; to anal yze the farmer group members’ capability in returning the loan; and to analyze the impact of development credit factors toward the rate of returning the loan. The variety of factors credit development of beef cattle business consists of main credit, credit interest, revenue, total number of livestock, breeding period, farmer’s age and the number of family members. The ratio of average loan repayment rate is 1.1586. The ratio is gained from counting the average of main credit and paid off interest (Rp. 30.748.073,00) and the average of main credit and interest that should be paid (Rp. 26.635.545,00). The result of the regression equation shows that credit back were revenue (X3), total number of livestock (X4) and breeding period (X5) affected toward credit return. While the main credit (X1), credit interest (X2), the age of the farmers (X6), the number of family members (X7) were not significantly affected toward credit return. Keywords: KKPE, business credit program, groups of farmers, cattle, beef cattlle