ANALISIS INDUSTRI PERBANKAN INDONESIA TAHUN 2014 – 2017 DENGAN PENDEKATAN STRUCTURE CONDUCT AND PERFORMANCE (Hipotesis Tradisional, Diferensiasi, dan Efisiensi)

ROMADHLON, Abdillah Kurnia and FIRMANSYAH, Firmansyah (2019) ANALISIS INDUSTRI PERBANKAN INDONESIA TAHUN 2014 – 2017 DENGAN PENDEKATAN STRUCTURE CONDUCT AND PERFORMANCE (Hipotesis Tradisional, Diferensiasi, dan Efisiensi). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This study aims to compare three acceptable hypotheses to describe the condition of the banking industry in Indonesia. The first hypothesis is the traditional hypothesis, then the differentiation hypothesis and the last efficiency hypothesis, and know the average level of profitability of the bank with other banks. This study analyzes the structure, behavior and performance of the banking industry in Indonesia during the period of 2014 to 2017. The data used in this study is panel data from 2014 to 2017 with a research sample of 20 banks. The model used in this analysis is Fixed Effects Model (FEM) using Least Square Dummy Variable (LSDV). The results of the study show that the structure in the banking industry in Indonesia during the 2014 to 2017 period supports the traditional hypothesis. In this case, the market concentration variable (HHI), the CAR variable, and the GROWTH CREDIT variable have a significant positive effect on the profitability variable (ROA). For the LDR variable it has a significant negative effect on the variable profitability (ROA). Whereas for ASET variables there is no significant negative effect on the variable profitability (ROA).

Item Type:Thesis (Undergraduate)
Additional Information:SCP, traditional hypothesis, differentiation hypothesis, efficiency hypothesis, banking industry, FEM-LSDV.
Uncontrolled Keywords:SCP, traditional hypothesis, differentiation hypothesis, efficiency hypothesis, banking industry, FEM-LSDV.
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Economics and Development Studies
ID Code:74337
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:18 Jul 2019 08:57
Last Modified:18 Jul 2019 08:57

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