FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT EFISIENSI BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL TERBESAR DI INDONESIA (PERIODE 2013-2017)

NURFIANTO, Raihan and SANTOSA, Purbayu Budi (2019) FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT EFISIENSI BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL TERBESAR DI INDONESIA (PERIODE 2013-2017). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This research’s objective is to analyze the level of efficiency of Sharia commercial banks and conventional commercial bank and the factors that influence them. The input variables are total asset, labor cost, and savings or wadiah. While the output variables are operating income and financing. The determinant variables are Return on Assets (ROA), Capital Adequacy Ratio (CAR), the size of bank proxied by total asset, Non-Performing Financing/ Non-Performing Loan (NPF/NPL), and Operating Expenses to Operating Income (BOPO). The method used in this research are two i.e., Data Envelopment Analysis (DEA) to obtain the level of efficiency that is going to be used as the dependent variable, then performing Tobit regression to analyze factors influencing efficiency. This research uses annual data obtained from annual report of each bank used as sample from 2013-2017. The result of this research shows that Return on Assets (ROA, size of bank proxied by total asset, Non-Performing Financing (NPF) influences islamic banks efficiency. While the Capital Adequacy Ratio (CAR) and Operating Expense to Operating Income (BOPO) doesn’t influence the level of islamic banks efficiency. While for conventional banks, only that size of bank influences.

Item Type:Thesis (Undergraduate)
Additional Information:Efficiency, ROA, CAR, bank size, NPL/NPF, BOPO, DEA
Uncontrolled Keywords:Efficiency, ROA, CAR, bank size, NPL/NPF, BOPO, DEA
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Islamic Economics
ID Code:72192
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:30 Apr 2019 14:53
Last Modified:30 Apr 2019 14:53

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