PERAN MEDIASI PENGAKUAN KOMUNITAS DESA YANG BERINTEGRITAS ATAS KEKUATAN PENGARUH SINERGI FINANSIAL DAN SINERGI OPERASIONAL TERHADAP KEUNGGULAN KINERJA KEUANGAN BANK (Alternatif Model Pengembangan Daya Saing Bank Studi Empiris BPR BKK Jawa Tengah Pasca Merger)

Abstract

The main purpose of this research is to build a theoritical model that captures the process through which the financial sinergies and operational sinergies, cost duplicationinfluences for the excellenity of bank financial performance. Specifically, this research is aimed to test empirically: first, direct effect of financial sinergies, operational sinergies, cost duplication, on the excellenity of bank financial performance; second to test empirically: relathionship of the cost duplications on operational sinergies; third the financial sinergies and operational sinergies influences for the excellenity of bank financial performance through the Rural Community Recognition which Integrity. Research desain use in this study a kind of survey research, in wihich the theoritical model is tested with data collected from 131 branch of BPR BKKin Central Java. Multi-group structural equation modelling was used to analyzed the data. Data analyze technique using structural equation modelling with: excell supporting programme, SPSS 16.0 and Amos 16.0 programme. The result of analize through and Amos 16.0 programme to direction adjusted model solution from indicators full model to model with composit indicator. Others result provided for structural equation models first, the relationship financial sinergies to the Rural Community Recognition which Integrity is positif significant; relationship the Rural Community Recognition which Integrityto the excellenity of bank financial performance is positif significant, and full supported that the financial sinergies influences for the excellenity bank financial performance is better through the Rural Community Recognition which Integrityis positif significant; the operational sinergies influences for the excellenity bank financial performance is better through the Rural Community Recognition which Integrityis positif significant and the relationship cost duplication to operational sinergies is negatif significant. In general, this research findings provide strong support for the notion of operational sinergies and financial sinergies influences for the excellenity of bank financial performance; provide support for the role of the Rural Community Recognition which Integrityin to increased for the excellenity of bank financial performance