ANALISIS EFISIENSI BANK UMUM SYARIAH (BUS) DAN UNIT USAHA SYARIAH (UUS) DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA) Periode 2010-2014 (Studi Pada 9 Bank Syariah)

Abstract

This research purpose to comparing and determine the performance of Islamic banking in Indonesia, especially Islamic Banks (BUS) and Sharia (UUS) in the period 2010-2014. One way to determine the performance of Islamic banking itself can be seen from the level of efficiency of banking techniques. Efficiency is a parameter to measure the performance of the banking system. There are nine Islamic banks were used as samples of this study were divided into two groups, namely banks 5 BUS and 4 UUS. The analytical method used in this research is the method of Data Envelopment Analysis (DEA), in which the variables used consists of input (deposits, assets and labor costs) and output (financing and operating income). By maximizing the value of output or commonly called a model of Constant Return to Scale (CRS). The results of this study indicate that Islamic banks are still having 100 percent efficiency on the BUS is Bank Syariah Mega Indonesia and the UUS is the International Bank Indonesia and Bank Permata Syariah, while Islamic banks more fluctuation and prone to inefficiency during the year of observation.