ANALISIS PENGARUH STRUKTUR MODAL DAN KARAKTERISTIK INTERNAL BANK TERHADAP KINERJA BANK UMUM SYARIAH DI INDONESIA (Studi Empiris Bank Umum Syariah di Indonesia Tahun 2010-2014)

Abstract

The purpose of this study is to examine the effect of capital structure and internal characteristics bank such as fund source management, management of the use of funds of non-productive assets, operational efficiency, size, capital risk on Islamic Bank’s performance. The population in this study consists of all islamic banks in Indonesia. The sampling method used in this study is purposive sampling with specified criteria. By doing sampling and processing data, the final amounts of the sample are 50. This study uses multiple regression analysis technique to examine the hypotheses. The results of this studys how that capital structure has negatively significant influenced on performance. Fund source management has positively significant influenced on performance. Management of the use of funds of non-productive assets, operating costs, size, capital risk have no significant influenced on performance.