ANALISIS PENGARUH CAR, LDR, LOAN GROWTH, CHEBTP, DAN SIZE TERHADAP PENYISIHAN PENGHAPUSAN AKTIVA PRODUKTIF (PPAP) (Studi pada Bank Umum Konvensional di Indonesia Periode 2010-2014)

Abstract

This research aimed to examine the effect of Capital Adequacy Ratio, Loan to Deposit Ratio, Loan Growth, Change Earning Before Tax and Provision, and Size on Loan Loss Provision. Object of the research were Conventional Banks in Indonesia during period 2010-2014. The model used in research is Analysis of Multiple Linier Regression. Population in this research is conventional banks. The research sample used purposive sampling and research data is secondary data from Finance Service Authority period 2010-2014. This research has passed test of classical assumption which include normality, multicollinierity, heteroskedastisity, and autocorrelation. The results of research show that CAR is given negative signal. CHEBTP is given positive signal, both of them did not significant on LLP. However, LDR and SIZE is given effect significant positive on LLP. LOANGR effected significant negative on LLP. This research can used as the consideration management of bank in determine loan loss provision on bank.