ANALISIS RISIKO KEBANGKRUTAN BANK SYARIAH DENGAN METODE ZSCORE (Studi Kasus pada Bank Umum Syariah di Indonesia periode 2008-2014)

HASANATINA, Foza Hadyu and MAWARDI, Wisnu (2016) ANALISIS RISIKO KEBANGKRUTAN BANK SYARIAH DENGAN METODE ZSCORE (Studi Kasus pada Bank Umum Syariah di Indonesia periode 2008-2014). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This study aims to examine islamic bank’s insolvency risk in Indonesia. Insolvency risk is measured by Zscore method. Factors are used in this study which influence the value of Zscore are fee based income, cost inefficiency, loan asset ratio and size. The population are islamic banks in Indonesia. This study use purposive sampling technique and select 5 (five) islamic bank for the sample. Characteristic of the sample are islamic banks in Indonesia which have periodic accounting data published by Otoritas Jasa Keuangan (OJK) in 2008-2014. The analisys method is multiple linier regression analysis. The result show that fee based income, cost inefficiency and loan asset ratio have significant and negative influence on islamic bank’s insolvency risk, but size has no significant influence on islamic bank’s insolvency risk. Judging by the value of adjusted R square was 31,3% which means the independent variabel is able to explain 31,3% variation of dependent variabel.

Item Type:Thesis (Undergraduate)
Additional Information:Zscore, fee based income, cost inefficiency, loan asset ratio, size.
Uncontrolled Keywords:Zscore, fee based income, cost inefficiency, loan asset ratio, size.
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:49135
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:28 Jun 2016 09:56
Last Modified:28 Jun 2016 09:56

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