ANALISIS RASIO KINERJA KEUANGAN TERHADAP FINANCIAL SUSTAINABILITY BANK PERKREDITAN RAKYAT (BPR) DI JAWA TENGAH (Periode 2010-2014)

RIANASARI, Septi and PANGESTUTI, Irene Rini Demi (2016) ANALISIS RASIO KINERJA KEUANGAN TERHADAP FINANCIAL SUSTAINABILITY BANK PERKREDITAN RAKYAT (BPR) DI JAWA TENGAH (Periode 2010-2014). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This Research aims to analyze the influence of Return on Assets Previous Year (π‘…π‘‚π΄π‘‘βˆ’1), Non Performing Loan (NPL), Cash Ratio, Loan to Deposit Ratio (LDR), Bank Size, Deposit Mobilization and Bank Age to financial sustainability as measured by the Financial Sustainability Ratio (FSR). Case Study on Rural Banks (BPR) in Central Java during the period 2010-2014. The population of the research is rural banks (BPR) in Central Java during the period 2010-2014. 45 samples were taken by using purposive sampling method. The data used were obtained from the annual report of Rural Banks during 2010-2014. The analysis technique used is multiple linear regression analysis, statistical F-test, ststistical t-test, and classical assumption test that includes normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. The results shows that the Return on Assets Previous Year (π‘…π‘‚π΄π‘‘βˆ’1) has positive and significant effect to Financial Sustainability, Non Performing Loan (NPL) has negative and significant effect to Financial Sustainability, Cash Ratio has negative and significant effect to Financial Sustainability, Loan to Deposit Ratio (LDR) has positive and not significant effect to Financial Sustainability, the Bank Size has positive and significant effect to Financial Sustainability, the Deposit Mobilization and Bank Age has negative and not significant to Financial Sustainability. The results of regression estimation shows the predictive ability of the model is 42.8%, while the remaining 57.2% is influenced by other factors outside the model.

Item Type:Thesis (Undergraduate)
Additional Information:Return on Asset Previous Year (π‘Ήπ‘Άπ‘¨π’•βˆ’πŸ), Non Performing Loan (NPL), Cash Ratio, Loan to Deposit Ratio (LDR), Bank Size, Deposit Mobilization, Bank Age, Financial Sustainability Ratio (FSR).
Uncontrolled Keywords:Return on Asset Previous Year (π‘Ήπ‘Άπ‘¨π’•βˆ’πŸ), Non Performing Loan (NPL), Cash Ratio, Loan to Deposit Ratio (LDR), Bank Size, Deposit Mobilization, Bank Age, Financial Sustainability Ratio (FSR).
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:49131
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:28 Jun 2016 09:01
Last Modified:28 Jun 2016 09:01

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