ANALISIS PENGARUH PERTUMBUHAN GDP, TINGKAT SUKU BUNGA, PERTUMBUHAN EKSPOR, PERTUMBUHAN KREDIT DAN BOPO TERHADAP NON PERFORMING LOAN PADA BANK UMUM DI INDONESIA TAHUN 2010 - 2014

ADICONDRO, Yesica Yulian and PANGESTUTI, Irene Rini Demi (2015) ANALISIS PENGARUH PERTUMBUHAN GDP, TINGKAT SUKU BUNGA, PERTUMBUHAN EKSPOR, PERTUMBUHAN KREDIT DAN BOPO TERHADAP NON PERFORMING LOAN PADA BANK UMUM DI INDONESIA TAHUN 2010 - 2014. Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This Research aims to analyze the influence of GDP growth, interest rate risk, export growth, credit growth, and operating cost to operating income ratio (BOPO) to credit risk that measured by NPL. Studies on commercial banks in Indonesia during the period 2010 – 2014. The data used in this study are monthly data from January 2010 to December 2014 were taken from various sources. This study uses multiple linear regression analysis. The result shows that the growth of GDP has a negative and significant association with NPL, the interest rate and the ratio of Operating cost to operating income positive and significant association with NPL, export growth and no significant negative effect on the NPL. Credit growth and no significant positive effect on the NPL. The results of regression estimation show the ability of model prediction is 40,8% while the remaining 59,2% influenced by other factors outside the model.

Item Type:Thesis (Undergraduate)
Additional Information:GDP growth, interest rates, export growth, credit growth, operationg cost to operating income ratio and Non Performing Loans (NPL)
Uncontrolled Keywords:GDP growth, interest rates, export growth, credit growth, operationg cost to operating income ratio and Non Performing Loans (NPL)
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:46524
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:02 Oct 2015 14:17
Last Modified:02 Oct 2015 14:17

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