ANALISIS PERKEMBANGAN USAHA EMPING MELINJO YANG MEMPEROLEH KREDIT DARI KOPERASI TANI REJO KECAMATAN LIMPUNG KABUPATEN BATANG

Abstract

Micro, small and medium enterprises (UMKM) have a very important role in Indonesia's economy. Three main indicators are a large number of business units that cover all economic sectors, absorb many labor and gives a high contribution to the national economy. The business of emping melinjo in Limpung subdistrict, baton is one of many UMKM that potentially can be developed, especially as a superior product in the area. Problems inherent in this sector are the limited capital. To overcome this problem, the government through Tani Rejo Cooperation give credit service to its members to develop their to overcome this problem, the government through Tani Rejo Cooperation give credit service to its members to develop their emping melinjo business. The purpose of this study was to see the difference between before and after credit service from Tony Rejo Cooperation to emping melinjo’s entrepreneurs that seen from capital, production, sales, working and benefits. Research object emping melinjo in Limpung sub-credit Tani Rejo Cooperation from as many as 97 business units. The method of analysis is tests rank sign Wilcoxson and analysis methods descriptive. Based on tests rank sign Wilcoxson for each variable that: The capital market has the Z score of (-7.839) with the significance less than 0.05. This means there are differences of the capital market between before and after the credit from Tani Rejo Cooperation. After the credit aid emping melinjo business, the capital increased 15.79 percent. The production values Z score of (-7.830) with the significance less than 0.05. This means there are differences of the number of production between before and after the credit from Tani Rejo Cooperation. After credit, The average number of emping melinjo business production increase by 20 percent. The variable sales have the Z score of (-8.059) with the significance less than 0.05. This means there are differences in the sales between before and after the credit from Tani Rejo Cooperation. After the credit aid, the average sales increased 16.95 percent.Variable working hours as the Z of (-7.606) with the significance less than 0.05. This means there are differences in working hours between before and after the credit from Tani Rejo Cooperation. After the credit aid, hours of work in emping melinjo business price increased by 11.83 percent. The benefits have the Z score of (-8.106) with the significance less than 0.05. This means there are differences in between before and after the credit from Tani Rejo Cooperation. After the credit aid, in this business profits price increased by 21.89 percent.