ANALISIS PENGARUH PENGHIMPUNAN DANA DAN PEMBIAYAAN TERHADAP FALAH LABA (Studi pada Bank Umum Syariah di Indonesia Periode 2009-2013)

SANY, Ibrahim and PRASETIONO, Prasetiono (2014) ANALISIS PENGARUH PENGHIMPUNAN DANA DAN PEMBIAYAAN TERHADAP FALAH LABA (Studi pada Bank Umum Syariah di Indonesia Periode 2009-2013). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

Bank as intermediary financial in conducting its business activities are classified into two categories, namely conventional banks and banks with Islamic principles. As an investment manager, Islamic banks do fund raising with the principles of customer wadi'ah and mudaraba principle. As an investor, Islamic banks channeling funds through investment activities with the principle of profit-sharing financing, principle of sell-buy, or principle of lease financing. This research investigated the relationship on the principle of profit-sharing financing, principle of sell-buy financing, principle of lease financing, principle of wadiah fund raising and principle of mudaraba fund raising to earning falah of Islamic banks. Total population in this research are registered Islamic bank in Bank Indonesia in 2009-2013, the sample can be used as many as four Islamic banks. Samples were taken by purposive sampling is a method where the selection of the sample on the known characteristics of the population. Then the analysis of the data obtained using the classical assumption test, regression analysis, and test hipotesis. For analyze the data using SPSS software tools. The results of hypothesis testing the principle of profit-sharing financing had positive significant effect to earnings falah of Islamic Bank in Indonesia, the principle of sell-buy financing had positive significant effect to earnings falah of Islamic Bank in Indonesia, the principle of lease financing had negative not significant effect to earnings falah of Islamic Bank in Indonesia, the principle wadi'ah fund raising had positive significant effect to earnings falah of Islamic Bank in Indonesia, and the principle of mudaraba fund raising had positive significant effect to earnings falah of Islamic Bank in Indonesia

Item Type:Thesis (Undergraduate)
Additional Information:Falah profit, profit sharing principle, the principle of sale and purchase, lease principles, wadi'ah principle, the principle of mudaraba, Islamic Bank
Uncontrolled Keywords:Falah profit, profit sharing principle, the principle of sale and purchase, lease principles, wadi'ah principle, the principle of mudaraba, Islamic Bank
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:43541
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:25 Aug 2014 08:44
Last Modified:25 Aug 2014 08:44

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