ANALISIS EFISIENSI BANK UMUM SEBELUM DAN SETELAH KRISIS EKONOMI 2008 DENGAN MENGGUNAKAN METODE NON PARAMETRIK DATA ENVELOPMENT ANALYSIS (DEA) (Studi pada Perusahaan Perbankan yang Terdaftar di BEI Tahun 2006-2012)

Abstract

The economic crisis that occurred in quarter IV of 2008 until the quarter II 2009 which took place in the world including Indonesia handy, have resulted in a variety of global financial institutions suffered losses and bankruptcy. Bankruptcy that plagued banks-banks in Indonesia is affected by bank accepted deposits increased, while loans provided decreased, leading to increased interest on loans given to banks. Population research used are commercial banks listed on the IDX (Indonesia stock exchange) period 2006-2012). Taken samples of 20 banks by using the method of sample purpose. The variables used in this study are Deposits, fixed assets, operating expenses, Net Interest Margin, and loans. Methods of analysis used is using the method of DEA (Data Envelopment Analysis) and test different ANOVA. This study measures the bank efficiency before and after the economic crisis of 2008 that are processed using the method of DEA. Based on the results of hypothesis testing with different ANOVA test showed the presence of tidal differences in the efficiency of banking performance before and after the economic crisis. Suggestions for further research to added the number of inputs and outputs in the study, adding the observation period, and also added a sample of banks in research