ANALISIS PENGARUH CAR, NPF, BOPO, FDR, DAN NCOM TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA (Studi kasus Pada Bank Umum Syariah di Indonesia Periode 2008- 2012)

PRAMUDHITO, R Ade Sasongko and SAMPURNO , R Djoko (2014) ANALISIS PENGARUH CAR, NPF, BOPO, FDR, DAN NCOM TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA (Studi kasus Pada Bank Umum Syariah di Indonesia Periode 2008- 2012). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

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Abstract

This research aims to analyze influence of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Operational Cost to Operational Income, Financing to Deposit Ratio (FDR), and Net Core Operating Margin (NCOM) to profitability with Return On Asset (ROA) of sharia banks in Indonesia on 2008- 2012 as proxy. Sample population of this research are four banks selected using purposive sampling technique with sharia bank that publicized their finance report periodically during the periode of 2008-2012 as criterion. Data used i this research is quntitative data which is obtained from sharia banks’ quarterly financial report. Data is analyzed using multiple regression analysis with significance level of 5% with the purpose to obtain comprehensive picture of variable interrelationship. Result of this research shows that independent variables simultaneously influence ROA with F significance value is below 0,05. Capital Adequacy Ratio (CAR), Operational Cost to Operational Income, Financing to Deposit Ratio (FDR), Net Core Operating Margin (NCOM) have significant influence to ROA with t significance value is lower than 0,05. Whereas Non Performing Financing (NPF) is not significant to ROA with t value is higher than 0,005. Value of determinant coefficient (Adjusted R2) regression model is 59,6% which means independent variable can explain the influence of ROA as much as 59,6%. The rest of it can be explained by other variable that is not included into this reseacrh

Item Type:Thesis (Undergraduate)
Additional Information:Profitability, CAR, NPF, BOPO, FDR, NCOM, Sharia banks
Uncontrolled Keywords:Profitability, CAR, NPF, BOPO, FDR, NCOM, Sharia banks
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:42802
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:04 Apr 2014 13:30
Last Modified:04 Apr 2014 13:30

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