Analisis Perbandingan Efisiensi Bank Syariah di Indonesia Dengan Metode Data Envelopment Analysis (periode Tahun 2005)

MUHARAM, Harjum (2007) Analisis Perbandingan Efisiensi Bank Syariah di Indonesia Dengan Metode Data Envelopment Analysis (periode Tahun 2005). Jurnal Ekonomi dan Bisnis Islam , II (3). pp. 80-166.

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Abstract

Syariah banking industrial improvement in Indonesia cause increasing of competition level between bank, especiallY after economics crisis,so the appraisal of bank} efficiencybecomesmore important, because the efficiencyimages of compa'!J work. The approached method valuation that used to measure bank efficienryin this paper is Data Envelopment .Analysis (DEA), a technique linearprogramming that calculating output ratio to input eachDMU (Decision Making Unit). DMU calledefficient if the efficiency value is one (100 percent), if less than one it means DMU not efficient. DEA also be availablegive solutionfor other banks on sample that was not efficient to repair it self to be more efficient. Two input factors and three output factors lvere used in this stucfy. Constant Return to Scale (CRS) method with output oriented and intermediation approach is used in this paper.This research attempt to anaIYze relative ejJicienry of Indonesia syanab banking in year 2005 and compare it according to each groups (syariab publicbanking-[Jariah units, BUMN-Non BUMN syariab banking, detnsa-non deoisa private national syariab banking). The samples of 12 banks which have almost all share of national syariab banking in Indonesia were gathered from the total population of 114 bank of syariab banking industrial in Indonesia. The result indicates that in year 2005, three syariab banks alwqys get perfea score ejJicient 100 percent; there are BIN Syariah, Niaga Syariah and Pe17JJataSyariah. Nine syariah banks other are not aliuays ejJicient. Syariah Mandin Bank notyet ejJicient inyear 2005. Then, not all banks on perfec: ejJicient condition become example for inejJicient banks to repair it se!! to be more ejJicient. After DEA calculate ejJicienry score .from each banks, we compare this ejJicienry score according three groups (syariah public banking-[Jariah units, BUMN-Non BUMN syariah banking, detnsa-non detnsa private national syariab banking). FinallY, we get the result that there is no significantlY differences ejJicienry score in each groups. So, its means that ejJicienry of Indonesia syariab banking is good in year 2005.

Item Type:Article
Additional Information:ejJicienry, Data Envelopment .Analysis (DEA), syanab banking, intermediation approach, Constant Return to Scale (CRS), output oriented.
Uncontrolled Keywords:ejJicienry, Data Envelopment .Analysis (DEA), syanab banking, intermediation approach, Constant Return to Scale (CRS), output oriented.
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:38915
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:10 Apr 2013 08:04
Last Modified:10 Apr 2013 08:04

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