Pengaruh DPK, ROA, CAR, NPL, dan Jumlah SBI Terhadap Penyaluran Kredit Perbankan (Studi Pada Bank Umum Go Public di Indonesia Periode 2008-2011)

OKTAVIANI, Oktaviani and PANGESTUTI, Irene Rini Demi (2012) Pengaruh DPK, ROA, CAR, NPL, dan Jumlah SBI Terhadap Penyaluran Kredit Perbankan (Studi Pada Bank Umum Go Public di Indonesia Periode 2008-2011). Undergraduate thesis, Fakultas Ekonomika dan Bisnis.

[img]
Preview
PDF - Published Version
806Kb

Abstract

This research is testing of factors that influence the banking credit distribution, including Third Party Fund (DPK), Return On Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and Bank Indonesia Certificate (SBI) toward of amount banking credit. Population in this research used Commercial Bank was go public in Indonesia during period 2008 through 2011. Purposive sampling method were used as samples determining method and 22 bank go public selected as the sample of the research. Data analysis with multilinear regression of ordinary least square and hypotheses test used t-statistic and F-statistic at level significance 5%, a classic assumption examination which consist of data normality test, multicolonierity test, heteroscedasticity test and autocorrelation test is also being done to test the hypotheses Based upon the research, show as first, Third Party Fund (TPF), Return On Assets (ROA), Capital Adequacy Ratio (CAR) , Non Performing Loans (NPL), and Bank Indonesia Certificate (SBI ) have simultant influence toward the amount of banking credit. Second, the Third Party Fund (DPK) influences positively and significantly toward the amount of banking credit. Third, Bank Indonesia Certificate (SBI) influences negatively and significantly toward the amount of banking credit. Fourth, Return On Asset (ROA), Capital Adequacy Ratio (CAR) and Non Performing Loan (NPL) influences insignificantly toward the amount of banking credit.

Item Type:Thesis (Undergraduate)
Additional Information:The Amount of Banking Credit, Third Party Fund (DPK), Return On Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and Bank Indonesia Certificate (SBI)
Uncontrolled Keywords:The Amount of Banking Credit, Third Party Fund (DPK), Return On Assets (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and Bank Indonesia Certificate (SBI)
Subjects:H Social Sciences > H Social Sciences (General)
Divisions:Faculty of Economics and Business > Department of Management
ID Code:37117
Deposited By:Mr. Perpustakaan Fakultas Ekonomi
Deposited On:21 Nov 2012 10:47
Last Modified:21 Nov 2012 10:47

Repository Staff Only: item control page