Teori Bagi Hasil (Profit And Loss Sharing) Dan Perbankan Syariah Dalam Ekonomi Syariah

Abstract

Profit sharing (Mudharabah) is a monetary instrument of Islamic finance as interest is a monetary instrument of conventional economics. Both have extreme one another paradigm. Results have a theoretical basis for the profit and loss sharing (PLS). PLS theory was built as a new offer on the outside of the system which tend not to reflect the interest of justice (injustice / &allot) due to discrimination against the sharing of risks and profits for economic actors. Profit-loss sharing means profits and or losses that may arise from economic activities / business borne together. In the instrument for the results arc not fixed and there is a certain returns as interest, but do profit and loss sharing based on the real productivity of the product. Therefore the system to better reflect the outcome of justice. Profit sharing as a monetary instrument has been frequently applied in studies of Islamic economics, both from the supply side (financing) or the supply side economics and/or demand-side economics