ANALISIS EFISIENSI BANK UMUM MENGGUNAKAN METODE NON-PARAMETRIK DATA ENVELOPMENT ANALYSIS (DEA) (Periode Tahun 2006 - 2008)

Abstract

Efficiency is one of the performance measurement parameters of an organization, or in this research a bank. Ability to produce maximal out put by using input is the measurement of performance which is targeted. The research about banking industrial efficiency in Indonesia have done by some researcher. From some research there is research gap that conclude which bank is the most efficient. Some researcher conclude that government bank have the highest efficiency, some conclude that private bank have the highest efficiency and some conclude that internasional bank have the highest efficiency. Due to that, this research will focus to three of these kind banks are government bank, privat bank and internasional bank. The purpose of this research is to analyze efficiency score the government banks, private banks and internasional bank efficiency, until can concluded that government banks are more efficient than private banks and internasional bank. The hypothesis is Government banks more efficient than Private banks and internasional banks. The sample of this research are 41 the bank which are listed in Bank Indonesia 2006-2008. It use secondary data. Data analysis using Data Envelopment Analysis(DEA) to looking for efficiency value from each banks. After that, measuring efficiency by grouping the banks based on the genre. During the research period, the government banks have the average efficiency higher than the private banks and internasional banks. From the hypothesis tests result can be concluded there is no difference on efficiency value between Government Bank with Internasional Bank and there is difference on efficiency value between Government Bank with private Bank and there is difference on efficiency value between private Bank with Internasional Bank.