Lesson Insurance Credit Life Convensional and Insurance Credit Life Under Syariah Law

Nisa, Kamilatun (2009) Lesson Insurance Credit Life Convensional and Insurance Credit Life Under Syariah Law. Undergraduate thesis, Universitas Diponegoro.

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Official URL: http://stat.undip.ac.id

Abstract

Community muslim needed of one insurance product under syariah law, make industry of insurance under syariah law grow up in this era. So any alternative method to calculate netto single premium under syariah law. To calculate netto single premium under syariah law used loan repayment method, that is constant repayment method and linear decrease repayment method, and the repayment can be did annually or monthly. Basicly credit life insurance under syariah law have the same destination with conventional credit life insurance, there are for protect the lender if debtor can be repaid the payment of loan. There are distinction between credit life insurance under syariah law and conventional credit life insurance about risk manajement. To calculate netto premium credit life insurance under syariah law use the mortality table. For risk manajement in convensional credit life insurance use transfer of risk, while for Insurance under syariah law use sharing of risk. So with use this method all of muslims will be calm to use it, because has been free from all the thing that can’t be used under syariah law. Keyword : syariah principles, netto premium, risk management

Item Type:Thesis (Undergraduate)
Subjects:Q Science > Q Science (General)
Divisions:Faculty of Science and Mathematics > Department of Statistics
ID Code:1997
Deposited By:Mr Hasbi Yasin
Deposited On:01 Dec 2009 14:02
Last Modified:01 Dec 2009 14:02

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