POSISI DAN PROSPEK BANK SYARIAH DALAM DUNIA USAHA PERBANKAN

Abstract

Bank as intermediary financial has strategic position in economic growth. Bank should have give priority to the fairness. In modern economic system, interest rate has been interrelating with banking. The interdependention of money with another economic variable, every fluctuation of interest rate will make economic dis-stability. Islamic banking was born cause of comtnittment of muslim people to apply syariah principle in equality, transparancy and fairness through profit and loss sharing principle. In fact, the banking system has not able to cope the situation of economic sector. Islamic banking has a good viability and support in real sector. The contribution of islamic banking – although has not optimal yet- but it has highly potensial in developing the modern financial system. This study suggests that integrated cooperation among the stakeholders should be performed to resolve the economic turbulencies. Keywords : bank, interest rate, islamic banking, profit and loss sharing, economic fairness